Comments on: When you have maxed out your 401K and Roth IRA, what other long term investments should you consider? http://freeinvestment2u.info/when-you-have-maxed-out-your-401k-and-roth-ira-what-other-long-term-investments-should-you-consider/86/ Investment information for everyone Wed, 31 Mar 2010 22:00:28 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Sharon T http://freeinvestment2u.info/when-you-have-maxed-out-your-401k-and-roth-ira-what-other-long-term-investments-should-you-consider/86/comment-page-1/#comment-153 Sharon T Fri, 12 Sep 2008 10:50:42 +0000 http://freeinvestment2u.info/when-you-have-maxed-out-your-401k-and-roth-ira-what-other-long-term-investments-should-you-consider/86/#comment-153 Give mutual funds a good look but concentrate on no-load funds from a low-fee company like Vanguard or Fidelity. Index stock funds are a good idea because they tend to not throw off much taxable income--they just rise in value over the years. Be sure to reinvest any dividends and capital gains distributions so your holdings will grow faster. You will hear about lots of more exciting ways to invest but you sound like very mature, responsible people who will benefit from this conservative approach. Because this money won't be in a tax-deferred account you will be able to access it if you decide to buy a rental property, a vacation home or something else you'd like to have. Give mutual funds a good look but concentrate on no-load funds from a low-fee company like Vanguard or Fidelity. Index stock funds are a good idea because they tend to not throw off much taxable income–they just rise in value over the years. Be sure to reinvest any dividends and capital gains distributions so your holdings will grow faster.

You will hear about lots of more exciting ways to invest but you sound like very mature, responsible people who will benefit from this conservative approach. Because this money won’t be in a tax-deferred account you will be able to access it if you decide to buy a rental property, a vacation home or something else you’d like to have.

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