Archive for the ‘Personal Finance’ Category

Why did the investment bankers think it was profitable idea to securitize bundle bad mortgage loans?

Saturday, January 30th, 2010

Kuntree asked: First I don't understand why banks would loan money to someone with bad credit or not having the means to repay. Second I don't understand why investment companies like Bears Stearns would repurchase the loans from the banks. Securitize them and sell them as bonds. What are they ...

What would be the best investment advice for my wife and I?

Sunday, January 17th, 2010

Brig asked: I have been married for two years and my wife and I have a six week old daughter. We both have steady jobs that pay a normal amount for people our age and newly wed We live in an apartment paying about 550 rent etc etc I hope ...

How can I find an informal investment club in my area, one not having to register w/ the SEC?

Friday, January 15th, 2010

cotyj11 asked: I'm looking more for a networking group, not a formal investment club that pools their money. Just a group of people that are somewhat organized that gather to discuss investments.

How much cash money do you need to be able to “live well” off investments and interest alone?

Tuesday, November 11th, 2008

Franz asked: How much cash money do you need to be able to "live well" off investments and interest alone? By living well, I mean earning about $100K a year. I am guessing that with $1,000,000 in cash you could quit working and just live off of reinvesting and interest ...

What is the opitmal way to diversify my investments?

Monday, October 27th, 2008

calmarnet asked: I always hear people saying that diversifying your investments. I would like to know what exactly it means. I checked many places like wikipedia or the capital asset pricing model. None of them states clearly what exactly diversifying means in real practice.

How does the economic crisis affect those without investments or savings?

Friday, October 10th, 2008

Faith's 1st Christmas! asked: Does it reach all the way down to the "little guys" or only those with investments and/or big savings accounts?

What are good investments to hedge against a bird flu pandemic?

Friday, September 12th, 2008

anonymous asked: I'm guessing that the stock markets will crash if there is a bird flu pandemic. Are there any investments that will increase or retain most of their value in such a situation?

When you have maxed out your 401K and Roth IRA, what other long term investments should you consider?

Tuesday, September 9th, 2008

Lacey Ann asked: My fiance and I are both 25, have dependable high paying jobs, and are already home owners. Neither of us have school loans, credit card debt or other outstanding debt with the exception of one car payment. I'm wondering where we should look to invest our money ...

How much in cash/investments have you got and how old are you?

Tuesday, September 9th, 2008

hoarfen asked: Im 33 and earn approx 75000pa, I have 2 properties one is nearly paid off and I rent the other out to gear it. I have approx 80000 dollars saved in cash and investments. I have a wife earning approx 20000pa and no kids. I have not ...

Where do I start to learn about investments and retirement planning?

Monday, September 8th, 2008

KiyaJay asked: Is there a good website with explanations on terms such as mutual fund, bonds, equities...that also explains how to get started? I need help understanding person finance and investments. Any useful advice appreciated. Personal finance, I meant!